INTERNATIONAL INSURANCE COVER
**Family plan consists of 1 Adult and 1 Child (not more than 12years old)
|SCHEDULE OF COVER||Schengen (Limits in USD)||World Wide A (Limits in USD)||World Wide B (Limits in USD)|
|Medical Expenses and Hospitalization Abroad||15,000||50,000||150,000|
|Emergency Dental Care||600||1,000||1,000|
|Hijacking in Means of Public Transport||Not Covered||Not Covered||250/hour up to 10,000|
|Loss of Passport, driving license, national identity card abroad||Not Covered||300||500|
|Compensation for delay in the arrival of luggage||Not Covered||500||1000|
|Delayed Departure||Not Covered||500||1000|
|Location and forwarding of personal effects||Not Covered||Covered||Covered|
|Accidental Death occurred in means of public transport||15,000||25,000||50,000|
|Permanent Total disability||Not Covered||25,000||50,000|
|Trip Cancellation Expenses||1,000||1,500||2,000|
LOCAL INSURANCE COVER
|Number of Days||Bronze||Silver||Gold||Platinum|
|Schedule of Cover||BRONZE Limits in Naira||SILVER Limits in Naira||GOLD Limits in Naira||PLATINUM Limits in Naira|
|Accidental Medical Treatment||25,000||50,000||75,000||100,000|
|Accidental Medical Evacuation||35,000||70,000||105,000||140,000|
|Transport of Mortal Remains||20,000||40,000||60,000||80,000|
|Loss Theft of Checked-in baggage||20,000||40,000||60,000||80,000|
FREQUENTLY ASKED QUESTIONS ON ASPOM TRAVEL INSURANCE
1. What is a Travel Insurance?
Travel insurance is a type of insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling.
2. What are the benefits of Travel Insurance to me?
-The risks that are covered by travel insurance plans are:
-Cancellation, curtailment, and trip interruption
-Repatriation of remains
-Lost, stolen, or damaged baggage, personal effects, or travel documents
-Flight connection was missed due to airline rescheduling or delay
-Delayed baggage (and emergency replacement of essential items)
-Travel delays due to weather
3. What are the types of insurance your company offer?
Local Flight & International Flight Travel Insurance
4. How much is your international insurance?
It depends on the insurance policy, destination, and number of days you are spending outside the country
5. How much is your local insurance?
It depends on the insurance policy and the number of days you are spending
6. What international insurance policy do you have?
Schengen Policy, World Wide A Policy & World Wide B Policy
7. What is the difference between World Wide A Policy & World Wide B Policy?
Worldwide B policy compensates more than Worldwide A policy in terms of damages & loss Worldwide B policy is only available for USA, Japan & China while Worldwide A policy covers all other countries
8. What are the requirements?
-Insurance Start date
-Duration of Days
-Name of Next of Kin
-Address of next of kin
-Phone no of next of kin
-Picture of the data page of your passport