FAQs ASPOM TRAVEL INSURANCE

INTERNATIONAL INSURANCE COVER

**Family plan consists of 1 Adult and 1 Child (not more than 12years old)

SCHEDULE OF COVERSchengen (Limits in USD)World Wide A (Limits in USD)World Wide B (Limits in USD)
Medical Expenses and Hospitalization Abroad15,00050,000150,000
Emergency Dental Care6001,0001,000
Hijacking in Means of Public TransportNot CoveredNot Covered250/hour up to 10,000
Loss of Passport, driving license, national identity card abroadNot Covered300500
Compensation for delay in the arrival of luggageNot Covered5001000
Delayed DepartureNot Covered5001000
Location and forwarding of personal effectsNot CoveredCoveredCovered
Accidental Death occurred in means of public transport15,00025,00050,000
Permanent Total disabilityNot Covered25,00050,000
Trip Cancellation Expenses1,0001,5002,000

LOCAL INSURANCE COVER

Number of DaysBronzeSilverGoldPlatinum
1-7daysN3,990N7,089N9,594N12,595
8-14daysN4,789N9,100N11,500N15,200
15-21daysN5,489N11,700N13,930N19,010
22-35daysN7,100N13,300N17,690N23,999
35-42daysN9,300N15,609N21,903N27,320
Above 42daysN11,500N17,900N25,100N35,994
Schedule of CoverBRONZE Limits in NairaSILVER Limits in NairaGOLD Limits in NairaPLATINUM Limits in Naira
Accidental Medical Treatment25,00050,00075,000100,000
Accidental Medical Evacuation35,00070,000105,000140,000
Transport of Mortal Remains20,00040,00060,00080,000
Loss Theft of Checked-in baggage20,00040,00060,00080,000
Death50,000100,000150,000200,000

FREQUENTLY ASKED QUESTIONS ON ASPOM TRAVEL INSURANCE

1.    What is a Travel Insurance?

Answer:

Travel insurance is a type of insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling.

2.     What are the benefits of Travel Insurance to me?

Answer:

-The risks that are covered by travel insurance plans are:

-Cancellation, curtailment, and trip interruption

-Medical treatment

-Repatriation of remains

-Lost, stolen, or damaged baggage, personal effects, or travel documents

-Flight connection was missed due to airline rescheduling or delay

-Delayed baggage (and emergency replacement of essential items)

-Travel delays due to weather

-Hijacking

3.     What are the types of insurance your company offer?

Answer:

Local Flight & International Flight Travel Insurance

4.     How much is your international insurance?

Answer:

It depends on the insurance policy, destination, and number of days you are spending outside the country

5.     How much is your local insurance?

Answer:

It depends on the insurance policy and the number of days you are spending

6.     What international insurance policy do you have?

Answer:

Schengen Policy, World Wide A Policy & World Wide B Policy

7.     What is the difference between World Wide A Policy & World Wide B Policy?

Answer:

Worldwide B policy compensates more than Worldwide A policy in terms of damages & loss Worldwide B policy is only available for USA, Japan & China while Worldwide A policy covers all other countries

8.     What are the requirements?

Answer:

-Insurance Start date

-Duration of Days

-Destination

-Your Address

-Name of Next of Kin

-Address of next of kin

-Phone no of next of kin

-Picture of the data page of your passport

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